Escanaba, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
14,213
Net Worth Ratio
12.64%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$211.8M
Total Shares
$183.5M
Total Loans
$128.2M
Net Income
$820K
Net Worth Ratio
12.64%
≥7% = Well Capitalized
Members
14,213
Return on Assets
0.39%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.36%
$459K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Escanaba Office
123 S Lincoln Rd, Escanaba, MI, 49829-1339
M-F 8:00am - 5:00pm
St. Ignace branch
W366 US Highway 2 W, Saint Ignace, MI, 49781-9614
M-F 8:00am-5:00pm
Cedarville branch
507 W M 134, Cedarville, MI, 49719
M-F 9:00am - 5:00pm
Norway Branch
601 US Highway 2, Norway, MI, 49870
Monday thru Friday 9:00 to 5:00Saturday 9:00 to 12:00
Kincheloe Branch
4868 W M 80, Kincheloe, MI, 49788-1620
Monday through Friday 9-5
Soo Spruce Street branch
402 W Spruce St, Sault Sainte Marie, MI, 49783
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<a href="https://bankscorer.com/credit-union/u-p-state" target="_blank" rel="noopener">View U.P. STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 69.8%· healthy range 60–80%
Monday through Friday 8-5