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TWO RIVERS

Arkadelphia, AR · Federal Credit Union · Chartered in AR

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #20114Est. 1970RSSD: 330789

Members

1,399

Net Worth Ratio

11.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.7M

Peer Group 3

Members

1,399

as of latest quarter

Net Worth Ratio

11.75%

Well Capitalized

Institution Profile

NCUA

Address

204 N 10th St, Arkadelphia, AR 71923-5029

Chartered

1970

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.7M

Total Shares

$13.0M

Total Loans

$9.7M

Net Income

$-134,477

Net Worth Ratio

11.75%

≥7% = Well Capitalized

Members

1,399

Return on Assets

-0.92%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.06%

$200K

Loan-to-share ratio: 74.4%· healthy range 60–80%

Branch Locations

NCUA

Two Rivers FCU

204 N 10th St, Arkadelphia, AR, 71923-5029

9-5

MainATMDrive-thru

TWO RIVERS FCU

204 N 10TH ST, ARKADELPHIA, AR, 71923-5029

9-5

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.