Two Harbors, MN · Federal Credit Union · Chartered in MN
Who can join
Employer / occupational group
Members
4,276
Net Worth Ratio
13.92%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$120.9M
Total Shares
$103.0M
Total Loans
$77.9M
Net Income
$190K
Net Worth Ratio
13.92%
≥7% = Well Capitalized
Members
4,276
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.09%
$67K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 70 | 70 | 0 | 100.0% | 0.0% |
| 2022 | 73 | 73 | 0 | 100.0% | 0.0% |
| 2021 | 108 | 107 | 1 | 99.1% | 0.9% |
No CFPB complaint data available for this credit union.
Main Office
801 11th St, Two Harbors, MN, 55616
Lobby Monday & Friday 8:00 - 6:00 Tuesday - Thursday 8:00 - 5:00Drive-thru - Monday - Friday 7:00 - 6:00
Fiserv
2601 Network Blvd Ste 600, Frisco, TX, 75034-1919
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<a href="https://bankscorer.com/credit-union/two-harbors" target="_blank" rel="noopener">View TWO HARBORS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 75.6%· healthy range 60–80%