Muscle Shoals, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
20,008
Net Worth Ratio
18.28%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$424.4M
Total Shares
$371.0M
Total Loans
$163.7M
Net Worth Ratio
18.28%
≥7% = Well Capitalized
Members
20,008
Delinquency Rate (60d+)
0.09%
$142K
Loan-to-share ratio: 44.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 106 | 101 | 5 | 95.3% | 4.7% |
| 2022 | 129 | 123 | 4 | 95.3% | 3.1% |
| 2021 | 118 | 111 | 3 | 94.1% | 2.5% |
No CFPB complaint data available for this credit union.
Wilson Dam Road
1405 S Wilson Dam Rd, Muscle Shoals, AL, 35661
8:30 - 5:00 M-F
Mall Drive Branch
406 N Mall Ct, Florence, AL, 35630-1580
8:30 - 5:00 Monday - Friday 8:00 a.m. - 12:00 noon Saturday
Killen Branch
150 Brush Creek Rd, Killen, AL, 35645-9117
8:30 - 5:00 Monday - Friday
Brown's Ferry Branch
10835 Shaw Rd # BFT-2C, Athens, AL, 35611
7:30 - 4:00 Monday - Friday
Dr. Hicks Branch
303 E Dr Hicks Blvd, Florence, AL, 35630
8:30 - 5:00 Monday - Friday
Athens Branch
616 E Hobbs St, Athens, AL, 35611
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<a href="https://bankscorer.com/credit-union/tva-community-credit-union" target="_blank" rel="noopener">View TVA COMMUNITY CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
8:30 - 5:00 Monday - Friday
Reservation Branch
1010 Reservation Road, Muscle Shoals, AL, 35661
M-F 8:30am - 5:00pm
Tuscumbia Branch
211 E 6th St, Tuscumbia, AL, 35674
8:30 - 5:00 M-F
Sheffield Branch
425 Cox Blvd, Sheffield, AL, 35660
8:30-5:00 Monday - Friday 8:00 a.m. - 12:00 noon Saturday
Cloverdale Branch
2809 Cloverdale Rd, Florence, AL, 35630
8:30 -5:00 M-F