TRUST
Chattanooga, TN · Federal Credit Union · Chartered in TN
Who can join
Community / multiple bond
Members
7,617
Net Worth Ratio
11.68%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$140.4M
Peer Group 5
Members
7,617
as of latest quarter
Net Worth Ratio
11.68%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$140.4M
Total Shares
$123.1M
Total Loans
$105.9M
Net Income
$137K
Net Worth Ratio
11.68%
≥7% = Well Capitalized
Members
7,617
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.58%
$619K
Loan-to-share ratio: 86.1%· healthy range 60–80%
Branch Locations
NCUAMain Office
555 Walnut St Ste 100, Chattanooga, TN, 37402
Monday-Thursday 9-5 Friday 9-6
Gunbarrel Branch
1529 Gunbarrel Rd, Chattanooga, TN, 37421
Monday-Thursday 9-5 Friday 9-6 Saturday 9-1
Northgate Branch
2186 Northgate Park Ln, Chattanooga, TN, 37415-6911
Monday-Thursday 9-5 Friday 9-6 Saturday 9-1
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/trust" target="_blank" rel="noopener">View TRUST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.