Chattanooga, TN · Federal Credit Union · Chartered in TN
Who can join
Community / multiple bond
Members
7,617
Net Worth Ratio
11.68%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$140.4M
Total Shares
$123.1M
Total Loans
$105.9M
Net Income
$137K
Net Worth Ratio
11.68%
≥7% = Well Capitalized
Members
7,617
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.58%
$619K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 33 | 31 | 2 | 93.9% | 6.1% |
No CFPB complaint data available for this credit union.
Main Office
555 Walnut St Ste 100, Chattanooga, TN, 37402
Monday-Thursday 9-5 Friday 9-6
Gunbarrel Branch
1529 Gunbarrel Rd, Chattanooga, TN, 37421
Monday-Thursday 9-5 Friday 9-6 Saturday 9-1
Northgate Branch
2186 Northgate Park Ln, Chattanooga, TN, 37415-6911
Monday-Thursday 9-5 Friday 9-6 Saturday 9-1
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<a href="https://bankscorer.com/credit-union/trust" target="_blank" rel="noopener">View TRUST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 86.1%· healthy range 60–80%