TRUCHOICE
Portland, ME · Federal Credit Union · Chartered in ME
Who can join
Community / multiple bond
Members
12,579
Net Worth Ratio
10.93%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$253.6M
Peer Group 5
Members
12,579
as of latest quarter
Net Worth Ratio
10.93%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$253.6M
Total Shares
$228.1M
Total Loans
$207.3M
Net Worth Ratio
10.93%
≥7% = Well Capitalized
Members
12,579
Delinquency Rate (60d+)
0.59%
$1.2M
Loan-to-share ratio: 90.9%· healthy range 60–80%
Branch Locations
NCUAOperations Center
332 Cummings Rd, South Portland, ME, 04106
7-5:15 M-F
PARK AVE BRANCH
272 PARK AVE, PORTLAND, ME, 04102-2912
8:30-5:00 M-F
BUXTON BRANCH
779 NARRAGANSETT TRL, BUXTON, ME, 04093
8:30-5:00pm Mon-Fri
Biddeford Branch
6 Barra Rd, Biddeford, ME, 04005-9459
8:30-5:00 M-F
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 381 | 231 | 25 | 60.6% | 6.6% |
| 2022 | 568 | 321 | 27 | 56.5% | 4.8% |
| 2021 | 586 | 389 | 33 | 66.4% | 5.6% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/truchoice" target="_blank" rel="noopener">View TRUCHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.