Minot, ND · State Credit Union · Chartered in ND
Who can join
State government employees (special charter)
Members
26,494
Net Worth Ratio
12.64%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$781.6M
Total Shares
$679.6M
Total Loans
$638.7M
Net Income
$1.7M
Net Worth Ratio
12.64%
≥7% = Well Capitalized
Members
26,494
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$1.5M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 708 | 581 | 16 | 82.1% | 2.3% |
| 2022 | 809 | 628 | 19 | 77.6% | 2.4% |
| 2021 | 1,427 | 1,196 | 31 | 83.8% | 2.2% |
No CFPB complaint data available for this credit union.
Minot Office
615 S Broadway, Minot, ND, 58701-4473
7 am to 7 pm
Kenmare
108 N Central Ave, Kenmare, ND, 58746-7101
8:30 am to 4:30 pm
Fargo 25th Street
815 25th St S, Fargo, ND, 58103-2397
7:30 Am to 6:00 pm
Sanford
720 4th St N, Fargo, ND, 58122-4520
7:30 am to 4:30 pm
West Fargo
925 14th Ave E, West Fargo, ND, 58078-3311
7:30 Am to 6:00 PM
Fargo 52nd Steet
5181 38th St S, Fargo, ND, 58104-7191
7:30 am to 7 pm Monday to Friday and 8 am to 2 pm Saturday
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<a href="https://bankscorer.com/credit-union/town-and-country-nd" target="_blank" rel="noopener">View TOWN AND COUNTRY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 94.0%· healthy range 60–80%
Cenex South
3630 S Broadway, Minot, ND, 58701-7424
7:00 am to 7 pm
Stanley
1101 4th St SE, Stanley, ND, 58784
8 am to 5 pm
Dakota Square
1524 24th Ave SW, Minot, ND, 58701
M-F 7:30 to 6pmS 9-1 drive up
Trinity
2305 37th Ave SW, Minot, ND, 58701
7 am to 5 pm