South Portland, ME · Federal Credit Union · Chartered in ME
Who can join
Employer / occupational group
Members
38,593
Net Worth Ratio
8.34%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$627.6M
Total Shares
$520.9M
Total Loans
$476.2M
Net Income
$474K
Net Worth Ratio
8.34%
≥7% = Well Capitalized
Members
38,593
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.09%
$450K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 827 | 579 | 109 | 70.0% | 13.2% |
| 2022 | 518 | 387 | 51 | 74.7% | 9.8% |
| 2021 | 613 | 473 | 39 | 77.2% | 6.4% |
No CFPB complaint data available for this credit union.
Scarborough Operations Center
32 Little Dolphin Drive, Scarborough, ME, 04074
Not yet determined
Northgate Branch
3 Auburn St, Portland, ME, 04103
Mon-Thurs 8:30AM-4:00PM; Fri 8:30AM-5:00PM; Sat 8:30AM-12:00PM
Millcreek Branch
170 Ocean St, South Portland, ME, 04106-3657
Mon-Thurs 8:30AM-4:00PM; Fri 8:30AM-5:00PM; Sat 8:30AM-12Noon
Main Street Branch
557 Main St, South Portland, ME, 04106-5408
Mon-Thurs 8:30AM-4:00PM; Fri 8:30AM-5:00PM; Sat 8:30-12Noon
Saco Branch
52 Elm St, Saco, ME, 04072-2735
Mon-Thurs 8:30AM-4:00PM; Fri 8:30AM-5:00PM; Sat 8:30AM-12Noon
Forest Avenue Branch
426 Forest Ave, Portland, ME, 04101-2030
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<a href="https://bankscorer.com/credit-union/town-and-country" target="_blank" rel="noopener">View TOWN & COUNTRY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 91.4%· healthy range 60–80%
8:30AM - 4:00PM Monday - Thursday 8:30AM - 5:00PM Friday 8:30AM - 12Noon Saturday
Scarborough Branch
257 US Route 1, Scarborough, ME, 04074
Mon-Thurs 8:00AM-4:00PM; Fri 8:00AM-5:00PM; Sat 8:00AM-12Noon