TLCU FINANCIAL
Mishawaka, IN · State Credit Union · Chartered in IN
Who can join
State government employees (special charter)
Members
3,890
Net Worth Ratio
15.57%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$59.9M
Peer Group 4
Members
3,890
as of latest quarter
Net Worth Ratio
15.57%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$59.9M
Total Shares
$50.1M
Total Loans
$19.3M
Net Income
$164K
Net Worth Ratio
15.57%
≥7% = Well Capitalized
Members
3,890
Return on Assets
0.27%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.47%
$91K
Loan-to-share ratio: 38.6%· healthy range 60–80%
Branch Locations
NCUAMishawaka
1816 N Main St, Mishawaka, IN, 46545-5616
M-Thurs 9-5 F 8:30 - 5:30 S 9-12
Bremen
1122 W Plymouth St, Bremen, IN, 46506-1842
M-THURS 9-5 F 8:30 - 5:30 S 9-12
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/tlcu-financial" target="_blank" rel="noopener">View TLCU FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.