Painesville, OH · Federal Credit Union · Chartered in OH
Who can join
Occupational / select employee group
Members
3,515
Net Worth Ratio
8.36%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$39.0M
Total Shares
$36.6M
Total Loans
$19.0M
Net Income
$11K
Net Worth Ratio
8.36%
≥7% = Well Capitalized
Members
3,515
Return on Assets
0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.55%
$104K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Theory FCU
1595 Mentor Ave, Painesville, OH, 44077
Monday, Tuesday & Thursday - 10:00am to 5:00pm Wednesday - 2:00pm to 6:00pm Friday - 10:00am to 6:00pm
North Olmsted Office
30129 Lorain Rd, North Olmsted, OH, 44070
Monday through Thursday 9:30-4:30 Friday 9:30-5:30pm
Madison High School branch
3100 Burns Rd, Madison, OH, 44057
Wednesdays 10:30am to 2pm
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<a href="https://bankscorer.com/credit-union/theory" target="_blank" rel="noopener">View THEORY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 51.8%· healthy range 60–80%