THE WRIGHT
Toccoa, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
1,820
Net Worth Ratio
16.81%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$16.4M
Peer Group 3
Members
1,820
as of latest quarter
Net Worth Ratio
16.81%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$16.4M
Total Shares
$13.6M
Total Loans
$10.5M
Net Worth Ratio
16.81%
≥7% = Well Capitalized
Members
1,820
Delinquency Rate (60d+)
0.13%
$14K
Loan-to-share ratio: 77.3%· healthy range 60–80%
Branch Locations
NCUAThe Wright Credit Union
286 N Broad St, Toccoa, GA, 30577
9:00 a.m. to 5:00 p.m. Lobby8:30 a.m. to 5:00 p.m. Drive Thru Monday thru Friday 9:00 am to 12:00 p.m. Drive-thru ONLY Saturday
The Wright Credit Union
5809 West Ave, Lavonia, GA, 30553
Sat 9AM-12PM - temp
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/the-wright" target="_blank" rel="noopener">View THE WRIGHT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.