THE UNITED
Morgantown, WV · Federal Credit Union · Chartered in WV
Who can join
Multiple employer groups
Members
5,950
Net Worth Ratio
27.76%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$107.6M
Peer Group 5
Members
5,950
as of latest quarter
Net Worth Ratio
27.76%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$107.6M
Total Shares
$77.5M
Total Loans
$70.5M
Net Worth Ratio
27.76%
≥7% = Well Capitalized
Members
5,950
Delinquency Rate (60d+)
1.67%
$1.2M
Loan-to-share ratio: 91.0%· healthy range 60–80%
Branch Locations
NCUAThe United Federal Credit Union
3 Sunset Beach Rd, Morgantown, WV, 26508-4431
Drive Thru M-F - 8:30am - 5:00pm, Saturday 9:00am - 12pm Lobby M-F - 9:00am - 5:00pm
The United Federal Credit Union
6610 State Route 819, Mount Pleasant, PA, 15666-3588
Drive Thru M-Th - 8:30am - 5:00pm, Drive Thru Fri - 8:30am - 5:30pm, Drive Thru Sat - 9:00am - 12:00pm, Lobby M-F - 9:00am -
The United Federal Credit Union
585 Morgantown Rd, Uniontown, PA, 15401
Drive Thru M-Th - 8:30am - 5:00pm, Drive Thru Fri - 8:30am - 5:30pm, Drive Thru Sat - 9:00am - 12:00pm, Lobby M-Th - 9:00am -
The United Federal Credit Union
3467 University Ave Ste 100, Morgantown, WV, 26505-3051
Drive Thru M-F - 9:00am - 5:00pm, Drive Thru Sat - 9:00am - 12:00pm, Lobby M-Th - 9:00am - 4:00pm, Lobby Fri - 9:00am - 5:00p
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 29 | 29 | 0 | 100.0% | 0.0% |
| 2022 | 52 | 48 | 2 | 92.3% | 3.9% |
| 2021 | 58 | 49 | 4 | 84.5% | 6.9% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/the-united" target="_blank" rel="noopener">View THE UNITED on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.