THE STATE
Charleston, WV · State Credit Union · Chartered in WV
Who can join
State government employees (special charter)
Members
8,433
Net Worth Ratio
18.83%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$94.9M
Peer Group 4
Members
8,433
as of latest quarter
Net Worth Ratio
18.83%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$94.9M
Total Shares
$75.9M
Total Loans
$51.0M
Net Income
$247K
Net Worth Ratio
18.83%
≥7% = Well Capitalized
Members
8,433
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.05%
$27K
Loan-to-share ratio: 67.1%· healthy range 60–80%
Branch Locations
NCUA2200 WASHINGTON STREET E
2200 WASHINGTON ST E, CHARLESTON, WV, 25311-2219
LOBBY M-F 8:00 AM-3:00 PM DRIVE THRU M-F 07:30 AM-5:00 PM
FISERV PORTICO
6160 WARREN PKWY STE 500, FRISCO, TX, 75034-9673
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 31 | 31 | 0 | 100.0% | 0.0% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/the-state" target="_blank" rel="noopener">View THE STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.