Fayetteville, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
30,052
Net Worth Ratio
11.39%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$564.3M
Total Shares
$502.9M
Total Loans
$209.8M
Net Worth Ratio
11.39%
≥7% = Well Capitalized
Members
30,052
Delinquency Rate (60d+)
0.09%
$183K
Loan-to-share ratio: 41.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 129 | 78 | 16 | 60.5% | 12.4% |
| 2022 | 181 | 93 | 39 | 51.4% | 21.6% |
| 2021 | 268 | 68 | 67 | 25.4% | 25.0% |
No CFPB complaint data available for this credit union.
Fayetteville
430 Lanier Ave E, Fayetteville, GA, 30214
Lobby: Monday-Friday 8:30AM-4:30 PM Drive Thru: Monday-Friday 8:30AM-5:00PM Saturday 9:00AM-Noon
Peachtree City
1400 Commerce Dr N, Peachtree City, GA, 30269
Lobby: Monday-Friday 8:30AM-4:30PM Drive Thru: Monday-Friday 8:30AM-5:00PM
Newnan
232 Bullsboro Dr, Newnan, GA, 30263
Monday - Friday 8:30 AM - 4:30 PM Drive-thru Monday-Friday 8:30 AM - 5:00 PM Saturday 9:00 AM - Noon
Griffin
1610 Georgia Highway 16 W, Griffin, GA, 30223
Lobby: Monday-Friday 8:30AM-4:30 PM Drive Thru: Monday-Friday 8:30AM-5:00PM Saturday 9:00AM-Noon
Hampton
299 Woolsey Rd, Hampton, GA, 30228
Tuesday, Wednesday and Thursday 8:00AM-4:00 PM Note: Not Accessible to the Public
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/the-southern" target="_blank" rel="noopener">View THE SOUTHERN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Regional Office
1701 Columbia Ave Ste 135, College Park, GA, 30337
Tuesday, Wednesday and Thursday 8:00AM-4:00PM Note: Not Accessible to the Public
LaGrange
117 Bull St, LaGrange, GA, 30240
Monday thru Friday: 8:30 AM - 4:30 PM
McDonough
2097 Highway 20 W, McDonough, GA, 30253-7204
Lobby: Monday-Friday 8:30AM-4:30 PM Drive Thru: Monday-Friday 8:30AM-5:00PM
Mt Zion
2236 Mount Zion Rd, Jonesboro, GA, 30236-2528
Lobby: Monday-Friday 8:30AM-4:30PM Drive Thru: Monday-Friday 8:30AM-5:00PM Saturday 9:00AM-Noon
Kia
7777 Kia Pkwy, West Point, GA, 31833-4897
Lobby: Monday-Friday 8:00AM-4:30 PM Every other Tuesday 7:00AM-4:30PM
1 more location not shown.