THE SOUTHERN
Fayetteville, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
30,052
Net Worth Ratio
11.39%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$564.3M
Peer Group 6
Members
30,052
as of latest quarter
Net Worth Ratio
11.39%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$564.3M
Total Shares
$502.9M
Total Loans
$209.8M
Net Worth Ratio
11.39%
≥7% = Well Capitalized
Members
30,052
Delinquency Rate (60d+)
0.09%
$183K
Loan-to-share ratio: 41.7%· healthy range 60–80%
Branch Locations
NCUAFayetteville
430 Lanier Ave E, Fayetteville, GA, 30214
Lobby: Monday-Friday 8:30AM-4:30 PM Drive Thru: Monday-Friday 8:30AM-5:00PM Saturday 9:00AM-Noon
Peachtree City
1400 Commerce Dr N, Peachtree City, GA, 30269
Lobby: Monday-Friday 8:30AM-4:30PM Drive Thru: Monday-Friday 8:30AM-5:00PM
Newnan
232 Bullsboro Dr, Newnan, GA, 30263
Monday - Friday 8:30 AM - 4:30 PM Drive-thru Monday-Friday 8:30 AM - 5:00 PM Saturday 9:00 AM - Noon
Griffin
1610 Georgia Highway 16 W, Griffin, GA, 30223
Lobby: Monday-Friday 8:30AM-4:30 PM Drive Thru: Monday-Friday 8:30AM-5:00PM Saturday 9:00AM-Noon
Hampton
299 Woolsey Rd, Hampton, GA, 30228
Tuesday, Wednesday and Thursday 8:00AM-4:00 PM Note: Not Accessible to the Public
Regional Office
1701 Columbia Ave Ste 135, College Park, GA, 30337
Tuesday, Wednesday and Thursday 8:00AM-4:00PM Note: Not Accessible to the Public
LaGrange
117 Bull St, LaGrange, GA, 30240
Monday thru Friday: 8:30 AM - 4:30 PM
McDonough
2097 Highway 20 W, McDonough, GA, 30253-7204
Lobby: Monday-Friday 8:30AM-4:30 PM Drive Thru: Monday-Friday 8:30AM-5:00PM
Mt Zion
2236 Mount Zion Rd, Jonesboro, GA, 30236-2528
Lobby: Monday-Friday 8:30AM-4:30PM Drive Thru: Monday-Friday 8:30AM-5:00PM Saturday 9:00AM-Noon
Kia
7777 Kia Pkwy, West Point, GA, 31833-4897
Lobby: Monday-Friday 8:00AM-4:30 PM Every other Tuesday 7:00AM-4:30PM
1 more location not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/the-southern" target="_blank" rel="noopener">View THE SOUTHERN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.