🏦Bank Scorer

THE ONE

Meadville, PA · Federal Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #6187Est. 1949RSSD: 899781

Members

12,276

Net Worth Ratio

8.82%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$135.1M

Peer Group 5

Members

12,276

as of latest quarter

Net Worth Ratio

8.82%

Well Capitalized

Institution Profile

NCUA

Address

300 Arch St, Meadville, PA 16335

Chartered

1949

Branch Locations

5 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$135.1M

Total Shares

$121.7M

Total Loans

$101.2M

Net Worth Ratio

8.82%

≥7% = Well Capitalized

Members

12,276

Delinquency Rate (60d+)

0.37%

$372K

Loan-to-share ratio: 83.1%· healthy range 60–80%

Branch Locations

NCUA

The ONE FCU - Main

300 Arch St, Meadville, PA, 16335

Monday 9:00am-5:00pmTuesday-Thursday 9:00am-4:00pmFriday 9:00am-5:30pmSaturday -Sunday (CLOSED)

MainATMDrive-thru

The ONE FCU - Sagertown

280 North St, Saegertown, PA, 16433-5444

Monday 9:00am-5:00pmTuesday-Thursday 9:00am-4:00pmFriday 9:00am-5:30pmSaturday -Sunday (CLOSED)

ATMDrive-thru

The ONE FCU - Cochranton

180 N Franklin St, Cochranton, PA, 16314-9706

Monday 9:00am - 5:00pmTuesday-Thursday 9:00am - 4:00pmFriday 9:00am - 5:30pmSaturday - SUnday (CLOSED)

Drive-thru

The ONE FCU - Park Ave

868 Park Ave, Meadville, PA, 16335-3326

Monday 9am-5pmTuesday -- Thursday 9am - 4pmFriday 9am -5:30pmSaturday 9am - 12pm

The ONE FCU - Conneaut Lake

10998 State Highway 18, Conneaut Lake, PA, 16316

Same as others

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.