Sterling Height, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
9,526
Net Worth Ratio
15.04%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$109.2M
Total Shares
$92.5M
Total Loans
$41.7M
Net Worth Ratio
15.04%
≥7% = Well Capitalized
Members
9,526
Delinquency Rate (60d+)
0.11%
$47K
Loan-to-share ratio: 45.1%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
The Local Credit Union
39139 Mound Rd, Sterling Heights, MI, 48310-2737
Monday through Thursday 9:00 am to 5:00 pm Friday 8:00 am to 6:00 pm
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<a href="https://bankscorer.com/credit-union/the-local-mi" target="_blank" rel="noopener">View THE LOCAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.