THE FINEST
New York, NY · Federal Credit Union · Chartered in NY
Who can join
Federal government employees
Members
12,316
Net Worth Ratio
23.82%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$35.8M
Peer Group 3
Members
12,316
as of latest quarter
Net Worth Ratio
23.82%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$35.8M
Total Shares
$27.6M
Total Loans
$27.5M
Net Income
$97K
Net Worth Ratio
23.82%
≥7% = Well Capitalized
Members
12,316
Return on Assets
0.27%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.45%
$398K
Loan-to-share ratio: 99.6%· healthy range 60–80%
Branch Locations
NCUAMain Branch - Police Plaza
215 Park Row, New York, NY, 10038
Monday - Friday 9am-4pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/the-finest" target="_blank" rel="noopener">View THE FINEST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.