🏦Bank Scorer

THE COUNTY

Presque Isle, ME · Federal Credit Union · Chartered in ME

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #10794Est. 1956RSSD: 805586

Members

32,258

Net Worth Ratio

10.81%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$520.3M

Peer Group 6

Members

32,258

as of latest quarter

Net Worth Ratio

10.81%

Well Capitalized

Institution Profile

NCUA

Address

110 Carmichael St, Presque Isle, ME 04769

Chartered

1956

Branch Locations

9 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$520.3M

Total Shares

$460.9M

Total Loans

$366.4M

Net Worth Ratio

10.81%

≥7% = Well Capitalized

Members

32,258

Delinquency Rate (60d+)

0.20%

$737K

Loan-to-share ratio: 79.5%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

110 Carmichael St, Presque Isle, ME, 04769

8:30am to 4:30pm

Main

Fort Fairfield Branch

232 Main St, Fort Fairfield, ME, 04742

8:30am to 4:00pm

ATMDrive-thru

Houlton Branch

247 North St, Houlton, ME, 04730

8:30am to 4:30pm

ATMDrive-thru

Caribou Branch

82 Bennett Dr, Caribou, ME, 04736

8:30am to 4:30pm

ATMDrive-thru

Mars Hill Branch

1 Benjamin St, Mars Hill, ME, 04758

8:00-4:00 Monday - Friday Drive up9:00 - Noon Saturday Drive up9:00 - 4:00 Monday - Friday Lobby

ATMDrive-thru

Bangor Branch

466 Main St, Bangor, ME, 04401

8:00-4:30

ATMDrive-thru

Howland Branch

16 Coffin St, Howland, ME, 04448

8:00-4:30

ATMDrive-thru

Presque Isle Branch

776 Main St, Presque Isle, ME, 04769

8:30am to 4:30pm

ATMDrive-thru

Old Town Branch

205 Main St, Old Town, ME, 04468-1412

8:00-5:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
20232701754164.8%15.2%
20223952956274.7%15.7%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.