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TENNESSEE VALLEY

Chattanooga, TN · Federal Credit Union · Chartered in TN

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #1520Est. 1936RSSD: 426374

Members

178,561

Net Worth Ratio

14.65%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.19B

Peer Group 6

Members

178,561

as of latest quarter

Net Worth Ratio

14.65%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 23967, Chattanooga, TN 37422-3967

Chartered

1936

Branch Locations

30 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.19B

Total Shares

$2.70B

Total Loans

$2.37B

Net Worth Ratio

14.65%

≥7% = Well Capitalized

Members

178,561

Delinquency Rate (60d+)

0.30%

$7.2M

Loan-to-share ratio: 87.8%· healthy range 60–80%

Branch Locations

NCUA

Chattanooga - Admin

535 Chestnut St, Chattanooga, TN, 37402

8:00 a.m. - 5:00 p.m.

Main

Hamilton Place Branch

7442 Commons Blvd, Chattanooga, TN, 37421

Lobby HoursMonday - Thursday9:00 a.m. - 5:00 p.m.Friday9:00 a.m. - 6:00 p.m.Drive Through HoursMonday - Saturday7:00 a.m. - 7:00 p.m.

ATMDrive-thru

City Center Branch

728 Market St, Chattanooga, TN, 37402

Lobby:9:00 a.m. - 5:00 p.m. M-F

ATM

Eastgate Branch

491 Greenway View Dr, Chattanooga, TN, 37411

Lobby HoursMonday - Thursday9:00 a.m. - 5:00 p.m.Friday9:00 a.m. - 6:00 p.m.Drive Through HoursMonday - Saturday7:00 a.m. - 7:00 p.m.

ATMDrive-thru

Highway 58 Branch

4974 Highway 58, Chattanooga, TN, 37416

Lobby HoursMonday - Thursday9:00 a.m. - 5:00 p.m.Friday9:00 a.m. - 6:00 p.m.Drive Through HoursMonday - Saturday7:00 a.m. - 7:00 p.m.

ATMDrive-thru

Hixson Branch

5150 Austin Rd, Hixson, TN, 37343

Lobby HoursMonday - Thursday9:00 a.m. - 5:00 p.m.Friday9:00 a.m. - 6:00 p.m.Drive Through HoursMonday - Saturday7:00 a.m. - 7:00 p.m.

ATMDrive-thru

Kimball Branch

405 Dixie Lee Center Rd, Kimball, TN, 37347

Lobby HoursMonday - Thursday8:00 a.m. - 4:00 p.m.Friday8:00 a.m. - 5:00 p.m.Drive Through HoursMonday - Saturday6:00 a.m. - 6:00 p.m.

ATMDrive-thru

North Cleveland Branch

180 Stuart Xing NE, Cleveland, TN, 37312

Lobby HoursMonday - Thursday9:00 a.m. - 5:00 p.m.Friday9:00 a.m. - 6:00 p.m.Drive Through HoursMonday - Saturday7:00 a.m. - 7:00 p.m.

ATMDrive-thru

Ooltewah Branch

6007 Relocation Way, Ooltewah, TN, 37363

Lobby HoursMonday - Thursday9:00 a.m. - 5:00 p.m.Friday9:00 a.m. - 6:00 p.m.Drive Through HoursMonday - Saturday7:00 a.m. - 7:00 p.m.

ATMDrive-thru

Soddy Daisy Branch

9381 Dayton Pike, Soddy Daisy, TN, 37379

Lobby HoursMonday - Thursday9:00 a.m. - 5:00 p.m.Friday9:00 a.m. - 6:00 p.m.Drive Through HoursMonday - Saturday7:00 a.m. - 7:00 p.m.

ATMDrive-thru

20 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.