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TELCO TRIAD COMMUNITY

Sioux City, IA · State Credit Union · Chartered in IA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #63218Est. 1945RSSD: 610995

Members

16,018

Net Worth Ratio

11.72%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$163.2M

Peer Group 5

Members

16,018

as of latest quarter

Net Worth Ratio

11.72%

Well Capitalized

Institution Profile

NCUA

Address

3098 Floyd Blvd, Sioux City, IA 51108

Chartered

1945

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$163.2M

Total Shares

$143.4M

Total Loans

$119.6M

Net Income

$137K

Net Worth Ratio

11.72%

≥7% = Well Capitalized

Members

16,018

Return on Assets

0.08%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.17%

$198K

Loan-to-share ratio: 83.4%· healthy range 60–80%

Branch Locations

NCUA

Main Office

3098 Floyd Blvd, Sioux City, IA, 51108

Lobby - 8:30 - 5:00 Mon,Wed,Thu,Fri 10:00 - 5:00 Tue 9:00 - Noon Sat Drive-up - 8:30 - 6:00 Mon-Thu

MainATMDrive-thru

Spencer Branch

24 W 4th St, Spencer, IA, 51301

Lobby - 9:00 - 4:30 Mon,Wed,Thu 10:00 - 4:30 Tue 9:00 - 5:00 Fri Driveup - 8:00 - 5:30 Mon - Thu

Drive-thru

Denison Office

1404 Broadway, Denison, IA, 51442

Lobby - 9:00 - 5:00 Mon - Fri

Riverside Branch

5500 Military Rd, Sioux City, IA, 51109

Lobby - 9:00 - 5:00 Mon,Wed,Thu,Fri 10:15 - 5:00 Tue Driveup - 8:30 - 6:00 Mon,Wed,Thu,Fri 10:15 - 6:0

ATMDrive-thru

Morningside Branch

2550 Glenn Ave, Sioux City, IA, 51106

Lobby - 9:00 - 5:00 Mon,Wed,Thu,Fri 10:15 - 5:00 Tue Driveup - 8:30 - 6:00 Mon,Wed,Thu,Fri 10:15 - 6:00

ATMDrive-thru

W 7th Branch

818 W 7th St, Sioux City, IA, 51103

8:30 - 5:30 M, W, TH 10:00 - 5:30 T 9:00-12:00 Sat 8:30 - 6:00 F

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.