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TEAMSTERS LOCAL #238

Cedar Rapids, IA · State Credit Union · Chartered in IA

Undercapitalized

Who can join

State government employees (special charter)

Charter #65606Est. 1955RSSD: 776592

Members

1,721

Net Worth Ratio

5.96%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$7.7M

Peer Group 2

Members

1,721

as of latest quarter

Net Worth Ratio

5.96%

Undercapitalized

Institution Profile

NCUA

Address

5050 J St Sw, Cedar Rapids, IA 52404

Chartered

1955

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$7.7M

Total Shares

$7.2M

Total Loans

$3.2M

Net Income

$-7,721

Net Worth Ratio

5.96%

≥7% = Well Capitalized

Members

1,721

Return on Assets

-0.10%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.73%

$55K

Loan-to-share ratio: 44.3%· healthy range 60–80%

Branch Locations

NCUA

Teamsters Local #238 Credit Union

5050 J St SW, Cedar Rapids, IA, 52404

9am to 5pm

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.