San Antonio, TX · Federal Credit Union · Chartered in TX
Who can join
Occupational / employer group
Members
12,314
Net Worth Ratio
14.89%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$345.5M
Total Shares
$293.9M
Total Loans
$256.4M
Net Worth Ratio
14.89%
≥7% = Well Capitalized
Members
12,314
Delinquency Rate (60d+)
0.33%
$834K
Loan-to-share ratio: 87.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 129 | 101 | 9 | 78.3% | 7.0% |
| 2022 | 158 | 134 | 3 | 84.8% | 1.9% |
| 2021 | 174 | 150 | 4 | 86.2% | 2.3% |
No CFPB complaint data available for this credit union.
Main Office
1 Valero Way, San Antonio, TX, 78249-1616
8-4 M-T, 8-3 F
Corpus Christi
1147 Cantwell Ln, Corpus Christi, TX, 78407
M-F 8:30-4
Houston
9701 Manchester St, Houston, TX, 77012-2408
M-F 8-4
Texas City
1201 25th Ave N, Texas City, TX, 77590-5525
M-F 8-4
Port Arthur
1801 S Gulfway Dr, Port Arthur, TX, 77640-4416
M-F 8-4
Ridgewood Parkway branch
19100 Ridgewood Pkwy, San Antonio, TX, 78259
8:30-4 M-Th, 8:30-3 Fr
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<a href="https://bankscorer.com/credit-union/synergy" target="_blank" rel="noopener">View SYNERGY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Three Rivers Branch
301 E Le Roy St, Three Rivers, TX, 78071
M-T 8am-4pmF 8am-3pm