Bay City, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
11,117
Net Worth Ratio
9.21%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$132.9M
Total Shares
$120.5M
Total Loans
$50.9M
Net Income
$124K
Net Worth Ratio
9.21%
≥7% = Well Capitalized
Members
11,117
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.07%
$38K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 52 | 52 | 0 | 100.0% | 0.0% |
| 2022 | 56 | 56 | 0 | 100.0% | 0.0% |
| 2021 | 76 | 76 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
Sunrise Family Credit Union
404 S Euclid Ave, Bay City, MI, 48706-3206
mon-wed 9-5 thurs-fri 9-5:30 sat 9-1
Essexville Branch
190 N Powell Rd, Essexville, MI, 48732-1715
mon-wed 9-5 thurs-fro 9-5:30 sat 9-1
Standish Branch
3887 S Huron Rd, Standish, MI, 48658-9474
mon-wed 9-5 thurs-fri 9-5:30 sat 9-1
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<a href="https://bankscorer.com/credit-union/sunrise-family" target="_blank" rel="noopener">View SUNRISE FAMILY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 42.2%· healthy range 60–80%