🏦Bank Scorer

SUN PACIFIC

Richmond, CA · Federal Credit Union · Chartered in CA

Well Capitalized

Who can join

Community — open geographic area

Charter #5359Est. 1946RSSD: 735777

Members

1,536

Net Worth Ratio

20.25%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$29.8M

Peer Group 3

Members

1,536

as of latest quarter

Net Worth Ratio

20.25%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 4043, Richmond, CA 94804-0043

Chartered

1946

Branch Locations

3 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$29.8M

Total Shares

$24.5M

Total Loans

$10.8M

Net Income

$53K

Net Worth Ratio

20.25%

≥7% = Well Capitalized

Members

1,536

Return on Assets

0.18%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.56%

$61K

Loan-to-share ratio: 44.1%· healthy range 60–80%

Branch Locations

NCUA

Main

1221 Nevin Ave, Richmond, CA, 94801-3123

M-F 9:45AM-3:45PM

MainATM

Fiserv Data Vaulting

2501 S State Highway 121 BUS, Lewisville, TX, 75067-4394

24/7

Fiserv

1345 Old Cheney Rd, Lincoln, NE, 68512-1266

24/7

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.