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SUN COMMUNITY

El Centro, CA · Federal Credit Union · Chartered in CA

LICU MDIWell Capitalized

Who can join

Community / multiple bond

Charter #9296Est. 1954RSSD: 348485

Members

55,062

Net Worth Ratio

8.63%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$896.5M

Peer Group 6

Members

55,062

as of latest quarter

Net Worth Ratio

8.63%

Well Capitalized

Institution Profile

NCUA

Address

1068 Broadway Ave, El Centro, CA 92243-2315

Chartered

1954

Branch Locations

8 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$896.5M

Total Shares

$806.8M

Total Loans

$658.0M

Net Worth Ratio

8.63%

≥7% = Well Capitalized

Members

55,062

Delinquency Rate (60d+)

1.15%

$7.6M

Loan-to-share ratio: 81.5%· healthy range 60–80%

Branch Locations

NCUA

El Centro Branch

1068 Broadway Ave, El Centro, CA, 92243-2315

M-TH 9:00 am to 5:00 pmF 9:00 am to 6:00pm

MainATMDrive-thru

Imperial Branch

201 N Imperial Ave, Imperial, CA, 92251-1264

M-F 9:00am-5:00pm

ATM

Calexico Branch

2536 Rockwood Ave, Calexico, CA, 92231-4407

M- TH 9:00 am to 5:00 pmF 9:00 am to 6:00 pmSA 9:00 am to 1:00 pm

ATMDrive-thru

Brawley Branch

1080 S Brawley Ave US Highway 86, Brawley, CA, 92227-2350

M-TH 9:00 am to 5:00 pmF 9:00 am TO 6:00 pmSA 9:00 am to 1:00 pm

ATMDrive-thru

Calipatria Branch

141 W Main St, Calipatria, CA, 92233

M-F 8:55am - 5:05pm

ATM

Holtville Branch

100 E 5th St, Holtville, CA, 92250

Monday - Friday 9am-5pm

ATM

Palm Springs Branch

1717 E Vista Chino Ste J10, Palm Springs, CA, 92262-3597

M - TH 9:00 am to 5:00 pmF 9:00 am to 6:00 pm

Indio Branch

82195 Avenue 42, Indio, CA, 92203

M-TH 9:00am - 5:00pmF 9:00am - 6:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.