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STREATOR ONIZED

Streator, IL · State Credit Union · Chartered in IL

Well Capitalized

Who can join

Type 99

Charter #68226Est. 1940RSSD: 925578

Members

38,086

Net Worth Ratio

15.34%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$423.1M

Peer Group 5

Members

38,086

as of latest quarter

Net Worth Ratio

15.34%

Well Capitalized

Institution Profile

NCUA

Address

912 N Shabbona St, Streator, IL 61364

Chartered

1940

Branch Locations

7 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$423.1M

Total Shares

$354.9M

Total Loans

$320.2M

Net Income

$1.4M

Net Worth Ratio

15.34%

≥7% = Well Capitalized

Members

38,086

Return on Assets

0.34%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.21%

$677K

Loan-to-share ratio: 90.2%· healthy range 60–80%

Branch Locations

NCUA

Streator Onized Credit Union

912 N Shabbona St, Streator, IL, 61364

Lobby Monday-Friday 8-5 Drive-Thru Monday-Thurs 7:30-5.00 pm Drive-Thru Fri 7:30-6:00 pm Drive-Thru Saturday 8-Noon

MainATMDrive-thru

Streator Onized Credit Union

120 E Northpoint Dr, Streator, IL, 61364

Lobby Mon-Fri 8-5 Sat 8-3 Drive Thru Mon-Fri 7:30-6:00 Sat 8-3

ATMDrive-thru

Streator Onized Credit Union

107 E Chippewa St, Dwight, IL, 60420

Monday-Friday 9-5 Saturday 9-1

ATM

SOCU Pontiac Branch

610 S Newport Rd, Pontiac, IL, 61764

lobby Mon-Fri 9 am to 5 pm Sat. 9 am to 1 pm drive-up Mon - Fri 7:30-5:30 Sat 7:30-1 pm

ATMDrive-thru

Streator Onized Credit Union

1804 N Division St, Morris, IL, 60450-1127

Mon-Friday 9 am to 5 pmSaturday 9 am to 3 pm

ATMDrive-thru

Streator Onized Credit Union

721 Columbus St, Ottawa, IL, 61350

Purchased the building 3/2/2021 with a planned opening of Summer 2021

ATMDrive-thru

SOCU Main St Branch

1110 E Main St, Streator, IL, 61364

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.