Bakersfield, CA · Federal Credit Union · Chartered in CA
Who can join
Community — open geographic area
Members
24,469
Net Worth Ratio
13.96%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$346.0M
Total Shares
$293.9M
Total Loans
$250.6M
Net Worth Ratio
13.96%
≥7% = Well Capitalized
Members
24,469
Delinquency Rate (60d+)
0.23%
$576K
Loan-to-share ratio: 85.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 254 | 166 | 67 | 65.3% | 26.4% |
| 2022 | 236 | 155 | 59 | 65.7% | 25.0% |
| 2021 | 254 | 178 | 38 | 70.1% | 15.0% |
No CFPB complaint data available for this credit union.
Branch 1 Main Branch
1717 Truxtun Ave, Bakersfield, CA, 93301-5102
M-F 9:00 am - 5:30 pm Walk-up Teller: M-F 8:30 am to 9:00 am and 5:30 pm to 6:00 pm
Branch 50 - Riverlakes
4180 Coffee Rd, Bakersfield, CA, 93308
Monday - Friday 9:00 am - 6:00 pmSaturday 9:00 am - 2:00 pm
Branch 2-Panama
1535 Panama Ln, Bakersfield, CA, 93307-5680
Monday - Friday 9:00 am - 6:00 pmSaturday - 9:00 am - 2:00 pm
Branch 4 - Wasco
2830 CA-46, Wasco, CA, 93280
9am - 6pm
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<a href="https://bankscorer.com/credit-union/strata" target="_blank" rel="noopener">View STRATA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.