STRATA
Bakersfield, CA · Federal Credit Union · Chartered in CA
Who can join
Community — open geographic area
Members
24,469
Net Worth Ratio
13.96%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$346.0M
Peer Group 5
Members
24,469
as of latest quarter
Net Worth Ratio
13.96%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$346.0M
Total Shares
$293.9M
Total Loans
$250.6M
Net Worth Ratio
13.96%
≥7% = Well Capitalized
Members
24,469
Delinquency Rate (60d+)
0.23%
$576K
Loan-to-share ratio: 85.3%· healthy range 60–80%
Branch Locations
NCUABranch 1 Main Branch
1717 Truxtun Ave, Bakersfield, CA, 93301-5102
M-F 9:00 am - 5:30 pm Walk-up Teller: M-F 8:30 am to 9:00 am and 5:30 pm to 6:00 pm
Branch 50 - Riverlakes
4180 Coffee Rd, Bakersfield, CA, 93308
Monday - Friday 9:00 am - 6:00 pmSaturday 9:00 am - 2:00 pm
Branch 2-Panama
1535 Panama Ln, Bakersfield, CA, 93307-5680
Monday - Friday 9:00 am - 6:00 pmSaturday - 9:00 am - 2:00 pm
Branch 4 - Wasco
2830 CA-46, Wasco, CA, 93280
9am - 6pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/strata" target="_blank" rel="noopener">View STRATA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.