ST. THOMAS
Charlotte Amali, VI · Federal Credit Union · Chartered in VI
Who can join
Community — open geographic area
Members
8,995
Net Worth Ratio
23.71%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$89.1M
Peer Group 4
Members
8,995
as of latest quarter
Net Worth Ratio
23.71%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$89.1M
Total Shares
$69.8M
Total Loans
$39.5M
Net Income
$242K
Net Worth Ratio
23.71%
≥7% = Well Capitalized
Members
8,995
Return on Assets
0.27%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.33%
$132K
Loan-to-share ratio: 56.6%· healthy range 60–80%
Branch Locations
NCUASTTFCU
5027 Norre Gade, Charlotte Amalie, VI, 00802-6749
Monday thru Friday Lobby 8:00 a.m. - 4:00 p.m. Loan Dept. 8:00 a.m. - 3:30 p.m.
CU SOUTH
23210 US Highway 98 Ste B1, Fairhope, AL, 36532-3397
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/st-thomas" target="_blank" rel="noopener">View ST. THOMAS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.