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ST. MARY PARISH SCHOOL EMP.

Franklin, LA · Federal Credit Union · Chartered in LA

LICU MDIWell Capitalized

Who can join

Community — open geographic area

Charter #22417Est. 1976RSSD: 653880

Members

266

Net Worth Ratio

23.03%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$445K

Peer Group 1

Members

266

as of latest quarter

Net Worth Ratio

23.03%

Well Capitalized

Institution Profile

NCUA

Address

P. O. Box 209, Franklin, LA 70538

Chartered

1976

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$445K

Total Shares

$341K

Total Loans

$100K

Net Income

$606

Net Worth Ratio

23.03%

≥7% = Well Capitalized

Members

266

Return on Assets

0.14%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.56%

$563

Loan-to-share ratio: 29.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1401 Cynthia St, Franklin, LA, 70538-3703

4:45 pm - 6:00 pm

Main

FedComp

10300 Eaton Pl, Fairfax, VA, 22030-2239

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.