🏦Bank Scorer

ST. JAMES PARISH

Cincinnati, OH · State Credit Union · Chartered in OH

Well Capitalized

Who can join

State government employees (special charter)

Charter #62624Est. 1939RSSD: 914590

Members

799

Net Worth Ratio

22.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.7M

Peer Group 2

Members

799

as of latest quarter

Net Worth Ratio

22.26%

Well Capitalized

Institution Profile

NCUA

Address

6195 Cheviot Rd, Cincinnati, OH 45247-6120

Chartered

1939

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.7M

Total Shares

$4.4M

Total Loans

$3.9M

Net Income

$20K

Net Worth Ratio

22.26%

≥7% = Well Capitalized

Members

799

Return on Assets

0.35%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.43%

$17K

Loan-to-share ratio: 87.8%· healthy range 60–80%

Branch Locations

NCUA

St. James Parish Credit Union

6195 Cheviot Rd, Cincinnati, OH, 45247-6120

Monday-Friday 9am-3pm First Saturday of each month from 9am-1pm

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.