Fairbanks, AK · Federal Credit Union · Chartered in AK
Who can join
Occupational / select employee group
Members
9,231
Net Worth Ratio
14.62%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$200.8M
Total Shares
$170.6M
Total Loans
$102.7M
Net Income
$433K
Net Worth Ratio
14.62%
≥7% = Well Capitalized
Members
9,231
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.25%
$254K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 65 | 23 | 21 | 35.4% | 32.3% |
| 2022 | 97 | 54 | 11 | 55.7% | 11.3% |
| 2021 | 152 | 79 | 14 | 52.0% | 9.2% |
No CFPB complaint data available for this credit union.
Gillam Branch
1417 Gillam Way, Fairbanks, AK, 99701
Mon-Fri 9am-6pm
Geist Branch
4001 Geist Rd, Fairbanks, AK, 99709-3569
Mon-Fri 9am - 6pm Drive up services: 9am - 6 pm
Johansen Branch
495 Harold Bentley Ave, Fairbanks, AK, 99701
Mon-Fri 9:00 AM - 7:00 PM Sat 10:00 AM - 4:00 PM
Three Bears
2801 Buzby rd, North Pole, AK, 99705-6710
M-F 10-6
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<a href="https://bankscorer.com/credit-union/spirit-of-alaska" target="_blank" rel="noopener">View SPIRIT OF ALASKA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 60.2%· healthy range 60–80%