Levittown, PA · State Credit Union · Chartered in PA
Who can join
State government employees (special charter)
Members
3,725
Net Worth Ratio
13.13%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$68.8M
Total Shares
$59.5M
Total Loans
$30.5M
Net Income
$-62,269
Net Worth Ratio
13.13%
≥7% = Well Capitalized
Members
3,725
Return on Assets
-0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.39%
$120K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 29 | 17 | 5 | 58.6% | 17.2% |
| 2022 | 42 | 30 | 4 | 71.4% | 9.5% |
No CFPB complaint data available for this credit union.
Levittown
8535 New Falls Rd, Levittown, PA, 19054-1601
8:30-4:30
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<a href="https://bankscorer.com/credit-union/spirit-financial" target="_blank" rel="noopener">View SPIRIT FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 51.3%· healthy range 60–80%