Alexandria, VA · Federal Credit Union · Chartered in VA
Who can join
Community — open geographic area
Members
30,641
Net Worth Ratio
8.55%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$552.6M
Total Shares
$470.1M
Total Loans
$344.1M
Net Income
$43K
Net Worth Ratio
8.55%
≥7% = Well Capitalized
Members
30,641
Return on Assets
0.01%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.18%
$4.1M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 344 | 204 | 82 | 59.3% | 23.8% |
| 2022 | 920 | 625 | 91 | 67.9% | 9.9% |
No CFPB complaint data available for this credit union.
Alexandria Headquarters
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
8:00 a.m. - 5:00 p.m. Monday thru Friday
Waldorf Branch
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Lobby 9AM-5PM - Monday - Friday Lobby 9AM-1PM on Saturday Drive - thru 9AM- 6PM Monday-Friday Drive - thru 9AM-2PM Saturday
Lab Branch
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375-0001
Monday - Friday: 8:00 a.m. - 3:00 p.m.
Shops at Mark Center
1460 N Beauregard St, Alexandria, VA, 22311-5800
Lobby 9AM-5PM - Monday - Friday Lobby 9AM-1PM on Saturday Drive - thru 9AM- 6PM Monday-Friday Drive - thru 9AM-2PM Saturday
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<a href="https://bankscorer.com/credit-union/spectra" target="_blank" rel="noopener">View SPECTRA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 73.2%· healthy range 60–80%