Flint, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
17,763
Net Worth Ratio
15.94%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$587.2M
Total Shares
$496.9M
Total Loans
$137.7M
Net Worth Ratio
15.94%
≥7% = Well Capitalized
Members
17,763
Delinquency Rate (60d+)
0.07%
$101K
Loan-to-share ratio: 27.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 137 | 95 | 15 | 69.3% | 10.9% |
| 2022 | 147 | 107 | 17 | 72.8% | 11.6% |
| 2021 | 103 | 72 | 9 | 69.9% | 8.7% |
No CFPB complaint data available for this credit union.
Calkins Rd
4411 Calkins Rd, Flint, MI, 48532
Mon - Fri 9:30 am to 5:30 pm Sat 9:30 to 12:30pm Closed Saturdays July to Labor Day
Regency Park
3400 Regency Park Dr, Grand Blanc, MI, 48439
Mon - Fri 9:30 am to 5:30 pm Sat 9:30 am to 12:30 pm Closed Sat July thru Labor Day
Court St
5399 E Court St N, Burton, MI, 48509
Mon - Fri 9:30 am to 5:30 pm Sat 9:30 am to 12:30 pm Closed Sat July - Labor Day
University Ave
1005 University Ave, Flint, MI, 48504
Mon - Fri 9:30 am - 5:00 pm
Lapeer
168 N Saginaw St, Lapeer, MI, 48446
Monday - Friday 9:00 to 5:00
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<a href="https://bankscorer.com/credit-union/sovita" target="_blank" rel="noopener">View SOVITA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.