Lake Charles, LA · State Credit Union · Chartered in LA
Who can join
State government employees (special charter)
Members
19,296
Net Worth Ratio
15.54%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$184.3M
Total Shares
$156.1M
Total Loans
$144.3M
Net Income
$266K
Net Worth Ratio
15.54%
≥7% = Well Capitalized
Members
19,296
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.67%
$962K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 157 | 97 | 58 | 61.8% | 36.9% |
| 2022 | 242 | 153 | 87 | 63.2% | 36.0% |
| 2021 | 126 | 74 | 51 | 58.7% | 40.5% |
No CFPB complaint data available for this credit union.
McNeese Corporate Office
2255 E McNeese St, Lake Charles, LA, 70607
Drive Thru -M - F 8:00am - 6:00pmLobby M-F 8:30am - 5:00pm
SWLACU Ryan Street Branch
4056 Ryan St, Lake Charles, LA, 70605
M-F 8:30 am - 5:00 pm Drive thru M-F 8:00 am - 5:00 pm
SWLACU Sulphur Office
101 N Cities Service Hwy, Sulphur, LA, 70663
M-F 8:30 am - 5:00 pm Drive thru M-F 8:00 am - 5:00 pm
SWLACU South Beau Branch
12781 Highway 171, Longville, LA, 70652
M-F 8am - 5pm
West 18th Street
317 W 18th St, Lake Charles, LA, 70601
M-F 8-5
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<a href="https://bankscorer.com/credit-union/southwest-louisiana" target="_blank" rel="noopener">View SOUTHWEST LOUISIANA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 92.4%· healthy range 60–80%