Odessa, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
13,108
Net Worth Ratio
12.88%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$262.5M
Total Shares
$227.8M
Total Loans
$155.8M
Net Income
$764K
Net Worth Ratio
12.88%
≥7% = Well Capitalized
Members
13,108
Return on Assets
0.29%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.13%
$201K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Faudree
4100 N Faudree Rd, Odessa, TX, 79765-8511
8:30 - 5:30 M-F
Main Office
2809 John Ben Shepperd Pkwy, Odessa, TX, 79762-8125
M-F 8:30am - 5:30pm
West Branch
930 W University Blvd, Odessa, TX, 79764-7114
M-F 8:30am - 5:30pm
Wink Office
309 E Hendricks Blvd, Wink, TX, 79789
Monday, Tuesday, Thursday, Friday 8:30-5:30Wednesday 10:00-5:30Drive Thru Monday-Friday 7:30-5:30
West Loop Branch
2489 W University Blvd, Odessa, TX, 79764
M-F 7:30-5:30; Sat 9:00-1:00
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<a href="https://bankscorer.com/credit-union/southwest-heritage" target="_blank" rel="noopener">View SOUTHWEST HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 68.4%· healthy range 60–80%