Sleepy Eye, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
34,392
Net Worth Ratio
10.81%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$620.0M
Total Shares
$539.1M
Total Loans
$454.7M
Net Worth Ratio
10.81%
≥7% = Well Capitalized
Members
34,392
Delinquency Rate (60d+)
0.11%
$512K
Loan-to-share ratio: 84.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 250 | 231 | 10 | 92.4% | 4.0% |
| 2022 | 325 | 264 | 24 | 81.2% | 7.4% |
| 2021 | 1,066 | 872 | 70 | 81.8% | 6.6% |
Last 12 Months
2
Since 2018
7
all complaints on record
Monetary Relief
0%
% of complaints with monetary relief
Untimely Response
100%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Apr 2026.Last 12 months shown — upgrade for full history.
Sleepy Eye Administrative Office
924 Main St E, Sleepy Eye, MN, 56085-4380
8:00am to 5:00pm Monday through Friday
New Ulm
706 N German St, New Ulm, MN, 56073-1102
Monday thru Saturday M-F 8:30-5:00 Sat. 8:30-12:00
Springfield
975 Central St, Springfield, MN, 56087-1133
Monday- Saturday M-F 8:30-5:00 Sat. 8:30-12:00
St. Peter
105 S 3rd St Ste 100, Saint Peter, MN, 56082
Mon-Thur 8:30 - 5:00Fri 8:30 - 5:30
North Mankato
1800 Commerce Dr Ste A, North Mankato, MN, 56003
Mon-Fri 8:00-5:00Sat 8:00-12:00
Hutchinson
1250 Highway 15 S, Hutchinson, MN, 55350
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<a href="https://bankscorer.com/credit-union/southpoint-financial" target="_blank" rel="noopener">View SOUTHPOINT FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
'22
'23
'24
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
M-F 8:30-4:30, S 8:30-12:00
Waconia
502 Cherry Dr, Waconia, MN, 55387-4578
M-F 8:30-4:30, S 8:30-12:00
Sleepy Eye
920 Main St E, Sleepy Eye, MN, 56085-4380
Monday thru Saturday M-f 8:30-5:00 Sat 8:30-12:00
Buffalo
715 Crossroads Campus Dr NE, Buffalo, MN, 55313-5074
M-F 8:30-4:30, S 8:30-12:00