SOUTHERNMOST
Key West, FL · Federal Credit Union · Chartered in FL
Who can join
Community — open geographic area
Members
1,225
Net Worth Ratio
18.17%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$16.7M
Peer Group 3
Members
1,225
as of latest quarter
Net Worth Ratio
18.17%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$16.7M
Total Shares
$13.4M
Total Loans
$10.8M
Net Income
$4K
Net Worth Ratio
18.17%
≥7% = Well Capitalized
Members
1,225
Return on Assets
0.02%
annualized · >0.5% healthy
Loan-to-share ratio: 80.5%· healthy range 60–80%
Branch Locations
NCUASouthernmost Federal Credit Union
1004 Kennedy Dr, Key West, FL, 33040-4019
8:30 - 5:00 M,T.Thur. 12:00 - 5:00 Wed 9:00- 6:00 Fri
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/southernmost" target="_blank" rel="noopener">View SOUTHERNMOST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.