Chattanooga, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
1,632
Net Worth Ratio
11.93%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$18.2M
Total Shares
$16.0M
Total Loans
$7.3M
Net Income
$-23,889
Net Worth Ratio
11.93%
≥7% = Well Capitalized
Members
1,632
Return on Assets
-0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.12%
$82K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Southern Credit Union
508 National Ave, Chattanooga, TN, 37404-2830
Mon, Tue, Thur & Fr 8:30 -4:30 Wed 9:00 - 4:30
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<a href="https://bankscorer.com/credit-union/southern-tn" target="_blank" rel="noopener">View SOUTHERN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 45.5%· healthy range 60–80%