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SOUTHEASTERN

Valdosta, GA · State Credit Union · Chartered in GA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68673Est. 1953RSSD: 147688

Members

24,090

Net Worth Ratio

10.61%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$436.7M

Peer Group 5

Members

24,090

as of latest quarter

Net Worth Ratio

10.61%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2067, Valdosta, GA 31604

Chartered

1953

Branch Locations

9 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$436.7M

Total Shares

$384.7M

Total Loans

$322.4M

Net Worth Ratio

10.61%

≥7% = Well Capitalized

Members

24,090

Delinquency Rate (60d+)

0.06%

$197K

Loan-to-share ratio: 83.8%· healthy range 60–80%

Branch Locations

NCUA

Headquarters and Main Branch

3501 N Valdosta Rd, Valdosta, GA, 31602-1068

Monday - Thursday 9am - 5pm, Friday 9am - 6pm

MainATMDrive-thru

Quitman Branch

205 E Screven St, Quitman, GA, 31643-2129

M-F 9:00-5:00

Moody AFB Branch

3205 Mitchell Blvd, Moody AFB, GA, 31699

Monday - Friday 9am - 5pm

ATMDrive-thru

Baytree Rd Branch

1514 Baytree Rd, Valdosta, GA, 31602

Monday - Thursday 9am - 5pm Friday 9am - 6pm Saturday 9am - 1pm

ATMDrive-thru

Perimeter Rd Branch

3669 Inner Perimeter Rd, Valdosta, GA, 31602

Monday - Thursday 9am - 5pm, Friday 9am - 6pm, Saturday 9am - 1pm

ATMDrive-thru

Tifton Branch

2212 Tift Ave N, Tifton, GA, 31794

Monday - Thursday 9am - 5pm, Friday 9am - 6pm

ATMDrive-thru

Nashville Branch

902 S Davis St, Nashville, GA, 31639

M-F 9:00-5:00

ATMDrive-thru

Waycross Branch

1701 Boulevard Sq Ste A, Waycross, GA, 31501-8022

M-Th 9-5, F 9-6

ATM

Moultrie Branch

250 Doc Darbyshire Rd, Moultrie, GA, 31788

Monday-Thursday 9am-5pm Friday 9am-6pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.