SOUTHEAST MICHIGAN STATE EMPLOYEES
West Bloomfield, MI · Federal Credit Union · Chartered in MI
Who can join
Federal government employees
Members
3,124
Net Worth Ratio
11.80%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$51.5M
Peer Group 4
Members
3,124
as of latest quarter
Net Worth Ratio
11.80%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$51.5M
Total Shares
$46.0M
Total Loans
$8.2M
Net Income
$152K
Net Worth Ratio
11.80%
≥7% = Well Capitalized
Members
3,124
Return on Assets
0.30%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.71%
$141K
Loan-to-share ratio: 17.9%· healthy range 60–80%
Branch Locations
NCUASoutheast Michigan State Employees Federal Credit Union
6230 Orchard Lake Rd, West Bloomfield, MI, 48322
Monday through Wednesday and Friday, 9:00 a.m. to 4:30 p.m. Thursday, 9:00 a.m. to 6:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/southeast-michigan-state-employees" target="_blank" rel="noopener">View SOUTHEAST MICHIGAN STATE EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.