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SOUTHEAST FINANCIAL

Franklin, TN · State Credit Union · Chartered in TN

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68599Est. 1936RSSD: 456894

Members

35,238

Net Worth Ratio

7.74%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$474.1M

Peer Group 5

Members

35,238

as of latest quarter

Net Worth Ratio

7.74%

Well Capitalized

Institution Profile

NCUA

Address

220 South Royal Oaks, Franklin, TN 37064

Chartered

1936

Branch Locations

12 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$474.1M

Total Shares

$438.3M

Total Loans

$379.4M

Net Worth Ratio

7.74%

≥7% = Well Capitalized

Members

35,238

Delinquency Rate (60d+)

0.53%

$2.0M

Loan-to-share ratio: 86.6%· healthy range 60–80%

Branch Locations

NCUA

Franklin

220 S Royal Oaks Blvd, Franklin, TN, 37064-5313

Monday thru Friday 8:00 to 4:30

MainATMDrive-thru

Bowling Green

1207 Ashley Cir, Bowling Green, KY, 42104-3383

Lobby 8-4:30 Drive Thru 8-4:30M-F

ATMDrive-thru

Briley South

1314 Vultee Blvd, Nashville, TN, 37217

Lobby 8-4:30 Drive Thru 8:00-4:30M-F

Drive-thru

JRP

444 James Robertson Pkwy, Nashville, TN, 37219

M-F 8:00 to 4:30 Drive Thru 8:00 to 4:30

ATMDrive-thru

Brentwood

5110 Maryland Way Ste 100, Brentwood, TN, 37027

M-F Lobby 8:00 to 4:30 Drive Thru 8:00 to 4:30

ATMDrive-thru

National Ave

512 National Ave, Chattanooga, TN, 37404

M-F 8:00 to 4:30

Corinth

102 Highway 72 W, Corinth, MS, 38834-5511

M-F Lobby 8:00 to 4:30 Drive Thru 8:00 to 4:30

ATMDrive-thru

Goodlettsville

139 Northcreek Blvd, Goodlettsville, TN, 37072-1911

M-F 8:00 to 4:30

ATM

Knoxville

7216 Wellington Dr Ste 4, Knoxville, TN, 37919-5931

M-F 8:00 to 4:30

Memphis

9265 Poplar Ave, Germantown, TN, 38138

M-F 8:00 to 4:30 Drive Thru 8:00 to 4:30

ATMDrive-thru

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.