Franklin, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
35,238
Net Worth Ratio
7.74%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$474.1M
Total Shares
$438.3M
Total Loans
$379.4M
Net Worth Ratio
7.74%
≥7% = Well Capitalized
Members
35,238
Delinquency Rate (60d+)
0.53%
$2.0M
Loan-to-share ratio: 86.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 89 | 31 | 23 | 34.8% | 25.8% |
| 2022 | 157 | 62 | 24 | 39.5% | 15.3% |
| 2021 | 223 | 98 | 45 | 44.0% | 20.2% |
No CFPB complaint data available for this credit union.
Franklin
220 S Royal Oaks Blvd, Franklin, TN, 37064-5313
Monday thru Friday 8:00 to 4:30
Bowling Green
1207 Ashley Cir, Bowling Green, KY, 42104-3383
Lobby 8-4:30 Drive Thru 8-4:30M-F
Briley South
1314 Vultee Blvd, Nashville, TN, 37217
Lobby 8-4:30 Drive Thru 8:00-4:30M-F
JRP
444 James Robertson Pkwy, Nashville, TN, 37219
M-F 8:00 to 4:30 Drive Thru 8:00 to 4:30
Brentwood
5110 Maryland Way Ste 100, Brentwood, TN, 37027
M-F Lobby 8:00 to 4:30 Drive Thru 8:00 to 4:30
National Ave
512 National Ave, Chattanooga, TN, 37404
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<a href="https://bankscorer.com/credit-union/southeast-financial" target="_blank" rel="noopener">View SOUTHEAST FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
M-F 8:00 to 4:30
Corinth
102 Highway 72 W, Corinth, MS, 38834-5511
M-F Lobby 8:00 to 4:30 Drive Thru 8:00 to 4:30
Goodlettsville
139 Northcreek Blvd, Goodlettsville, TN, 37072-1911
M-F 8:00 to 4:30
Knoxville
7216 Wellington Dr Ste 4, Knoxville, TN, 37919-5931
M-F 8:00 to 4:30
Memphis
9265 Poplar Ave, Germantown, TN, 38138
M-F 8:00 to 4:30 Drive Thru 8:00 to 4:30
2 more locations not shown.