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SOUTH CHARLESTON EMPLOYEES

South Charlesto, WV · Federal Credit Union · Chartered in WV

Well Capitalized

Who can join

Multiple / other

Charter #16989Est. 1965RSSD: 984481

Members

1,210

Net Worth Ratio

58.91%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.4M

Peer Group 3

Members

1,210

as of latest quarter

Net Worth Ratio

58.91%

Well Capitalized

Institution Profile

NCUA

Address

515 3rd Ave Ste 200, South Charlesto, WV 25303

Chartered

1965

Branch Locations

1 location

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.4M

Total Shares

$5.9M

Total Loans

$4.7M

Net Worth Ratio

58.91%

≥7% = Well Capitalized

Members

1,210

Delinquency Rate (60d+)

1.97%

$93K

Loan-to-share ratio: 80.6%· healthy range 60–80%

Branch Locations

NCUA

Credit Union Office

515 3rd Ave Ste 200, South Charleston, WV, 25303

9:15am-4:15pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.