🏦Bank Scorer

SOUTH BAY

Redondo Beach, CA · Corporate Credit Union · Chartered in CA

Well Capitalized

Who can join

State government employees (special charter)

Charter #95052Est. 1953RSSD: 810599

Members

9,930

Net Worth Ratio

9.54%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$164.3M

Peer Group 5

Members

9,930

as of latest quarter

Net Worth Ratio

9.54%

Well Capitalized

Institution Profile

NCUA

Address

312 N Pacific Coast Hwy, Redondo Beach, CA 90277-2837

Chartered

1953

Branch Locations

4 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$164.3M

Total Shares

$146.2M

Total Loans

$120.7M

Net Income

$53K

Net Worth Ratio

9.54%

≥7% = Well Capitalized

Members

9,930

Return on Assets

0.03%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.36%

$434K

Loan-to-share ratio: 82.6%· healthy range 60–80%

Branch Locations

NCUA

Redondo Beach

312 N Pacific Coast Hwy, Redondo Beach, CA, 90277-2837

9-5pm Monday, Tuesday, Thursday, FridayWednesday 10-5 Saturday 10-5 Torrance only

MainATM

CU*Northwest

1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019-7613

24 hours

Artesia Branch

2023 ARTESIA BLVD, REDONDO BEACH, CA, 90278

9-5 Mon-Friday Except Wed 10-5

ATM

Lomita Branch

24520 Narbonne Ave, Lomita, CA, 90717-1135

mon-friday 9-5, except wednesday 10-5

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.