🏦Bank Scorer

SORG BAY WEST

Middletown, OH · Federal Credit Union · Chartered in OH

Undercapitalized

Who can join

Employer / occupational group

Charter #6772Est. 1950RSSD: 817187

Members

805

Net Worth Ratio

4.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$11.7M

Peer Group 3

Members

805

as of latest quarter

Net Worth Ratio

4.75%

Undercapitalized

Institution Profile

NCUA

Address

400 N Broad St, Middletown, OH 45042-1909

Chartered

1950

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$11.7M

Total Shares

$11.0M

Total Loans

$8.4M

Net Worth Ratio

4.75%

≥7% = Well Capitalized

Members

805

Delinquency Rate (60d+)

1.13%

$95K

Loan-to-share ratio: 76.4%· healthy range 60–80%

Branch Locations

NCUA

SORG BAY WEST FCU

400 N BROAD ST, MIDDLETOWN, OH, 45042-1909

8:00AM-4:00PM Monday-Wednesday8:00AM-5:00PM Thursday-Friday

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.