Lino Lakes, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
4,624
Net Worth Ratio
10.87%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$92.1M
Total Shares
$82.2M
Total Loans
$54.0M
Net Income
$132K
Net Worth Ratio
10.87%
≥7% = Well Capitalized
Members
4,624
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.12%
$66K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 45 | 36 | 3 | 80.0% | 6.7% |
No CFPB complaint data available for this credit union.
Lino Lakes
700 Apollo Dr, Lino Lakes, MN, 55014-3035
M-F 7:30am-6pm, Sat 9am-1pm
Maplewood
1691 Cope Ave E, Maplewood, MN, 55109-2632
MTWF 9am-5pm, TH 10am-5pm
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<a href="https://bankscorer.com/credit-union/smw-financial" target="_blank" rel="noopener">View SMW FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 65.8%· healthy range 60–80%