🏦Bank Scorer

SMW 104

Livermore, CA · Federal Credit Union · Chartered in CA

LICUWell Capitalized

Who can join

Association-based

Charter #14934Est. 1962RSSD: 931289

Members

10,986

Net Worth Ratio

12.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$116.8M

Peer Group 5

Members

10,986

as of latest quarter

Net Worth Ratio

12.47%

Well Capitalized

Institution Profile

NCUA

Address

3156 Constitution Dr, Livermore, CA 94551-7570

Chartered

1962

Branch Locations

1 location

Membership Eligibility

Association-based

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$116.8M

Total Shares

$101.6M

Total Loans

$53.1M

Net Worth Ratio

12.47%

≥7% = Well Capitalized

Members

10,986

Delinquency Rate (60d+)

0.38%

$202K

Loan-to-share ratio: 52.3%· healthy range 60–80%

Branch Locations

NCUA

SMW 104 FCU

3156 Constitution Dr, Livermore, CA, 94551-7570

Monday to Friday, 9am to 5pm.

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/smw-104" target="_blank" rel="noopener">View SMW 104 on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.