Cleveland, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
890
Net Worth Ratio
9.06%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$3.7M
Total Shares
$3.4M
Total Loans
$1.5M
Net Income
$-14,951
Net Worth Ratio
9.06%
≥7% = Well Capitalized
Members
890
Return on Assets
-0.40%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.70%
$25K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Smart Choice Credit Union
1075 Blythe Ave SE, Cleveland, TN, 37311-2948
M - F 9-5
Aurora
805 W Stadium Blvd, Jefferson City, MO, 65109-4755
9-5
Smart Choice Credit union
1075 Blythe Ave SE, Cleveland, TN, 37311
m-f 9-4
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<a href="https://bankscorer.com/credit-union/smart-choice" target="_blank" rel="noopener">View SMART CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 44.3%· healthy range 60–80%