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SLO

San Luis Obispo, CA · State Credit Union · Chartered in CA

Well Capitalized

Who can join

State government employees (special charter)

Charter #61779Est. 1953RSSD: 688994

Members

1,315

Net Worth Ratio

14.23%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$29.7M

Peer Group 3

Members

1,315

as of latest quarter

Net Worth Ratio

14.23%

Well Capitalized

Institution Profile

NCUA

Address

1220 Osos Street, San Luis Obispo, CA 93401

Chartered

1953

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$29.7M

Total Shares

$25.9M

Total Loans

$15.1M

Net Income

$-50,836

Net Worth Ratio

14.23%

≥7% = Well Capitalized

Members

1,315

Return on Assets

-0.17%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.22%

$33K

Loan-to-share ratio: 58.1%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1220 Osos St, San Luis Obispo, CA, 93401-3620

Lobby Hours Monday ? Friday 9:00 AM to 4:30 PM

Main

CoastHills FCU

8900 Pueblo Ave, Atascadero, CA, 93422-4657

CU*NORTHWEST

1421 N Meadowwood Ln Ste 130, Liberty Lake, WA, 99019-7613

8:30 AM TO 4:30 PM

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.