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SIU

Carbondale, IL · State Credit Union · Chartered in IL

LICUWell Capitalized

Who can join

Type 99

Charter #60279Est. 1938RSSD: 635091

Members

46,180

Net Worth Ratio

11.36%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$588.2M

Peer Group 6

Members

46,180

as of latest quarter

Net Worth Ratio

11.36%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 2888, Carbondale, IL 62902

Chartered

1938

Branch Locations

7 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$588.2M

Total Shares

$518.2M

Total Loans

$389.0M

Net Worth Ratio

11.36%

≥7% = Well Capitalized

Members

46,180

Delinquency Rate (60d+)

0.71%

$2.7M

Loan-to-share ratio: 75.1%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

1175 E Main St, Carbondale, IL, 62901-3126

M_F 8:00 a.m. - 5:00 p.m.

Main

East Branch

395 N Giant City Rd, Carbondale, IL, 62902-6403

M - T 7:30 a.m. - 5:00 p.m. Fri. - 7:30 a.m. - 6:00 p.m. Sat. - 7:30 a.m. - 1:00 p.m.

ATMDrive-thru

West Branch

1217 W Main St, Carbondale, IL, 62901-2225

M - T 7:30 a.m. - 5:00 p.m. Fri. - 7:30 a.m. - 6:00 p.m. Sat. - 7:30 a.m. - 1:00 p.m.

ATMDrive-thru

Marion Branch

2809 Outer Dr, Marion, IL, 62959-5252

M - T 7:30 a.m. - 5:00 p.m. Fri. - 7:30 a.m. - 6:00 p.m. Sat. - 7:30 a.m. - 1:00 p.m.

ATMDrive-thru

Metropolis Branch

704 E 5th St Ste 1, Metropolis, IL, 62960-2184

M - F 9:00 - 5:00 p.m.

ATMDrive-thru

Energy

300 N Pershing St, Energy, IL, 62933

Mon - Thurs 7:30 a.m. - 5:00 p.m. Friday - 7:30 a.m. - 6:00 p.m.

ATMDrive-thru

HARRISBURG BRANCH

777 E Ford St, Harrisburg, IL, 62946-1161

Monday - Friday 9:00 a.m. - 5:00 p.m.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.