Carbondale, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
46,180
Net Worth Ratio
11.36%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$588.2M
Total Shares
$518.2M
Total Loans
$389.0M
Net Worth Ratio
11.36%
≥7% = Well Capitalized
Members
46,180
Delinquency Rate (60d+)
0.71%
$2.7M
Loan-to-share ratio: 75.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 156 | 103 | 18 | 66.0% | 11.5% |
| 2022 | 233 | 160 | 39 | 68.7% | 16.7% |
| 2021 | 222 | 183 | 19 | 82.4% | 8.6% |
No CFPB complaint data available for this credit union.
Corporate Office
1175 E Main St, Carbondale, IL, 62901-3126
M_F 8:00 a.m. - 5:00 p.m.
East Branch
395 N Giant City Rd, Carbondale, IL, 62902-6403
M - T 7:30 a.m. - 5:00 p.m. Fri. - 7:30 a.m. - 6:00 p.m. Sat. - 7:30 a.m. - 1:00 p.m.
West Branch
1217 W Main St, Carbondale, IL, 62901-2225
M - T 7:30 a.m. - 5:00 p.m. Fri. - 7:30 a.m. - 6:00 p.m. Sat. - 7:30 a.m. - 1:00 p.m.
Marion Branch
2809 Outer Dr, Marion, IL, 62959-5252
M - T 7:30 a.m. - 5:00 p.m. Fri. - 7:30 a.m. - 6:00 p.m. Sat. - 7:30 a.m. - 1:00 p.m.
Metropolis Branch
704 E 5th St Ste 1, Metropolis, IL, 62960-2184
M - F 9:00 - 5:00 p.m.
Energy
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/siu" target="_blank" rel="noopener">View SIU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
300 N Pershing St, Energy, IL, 62933
Mon - Thurs 7:30 a.m. - 5:00 p.m. Friday - 7:30 a.m. - 6:00 p.m.
HARRISBURG BRANCH
777 E Ford St, Harrisburg, IL, 62946-1161
Monday - Friday 9:00 a.m. - 5:00 p.m.